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Klarna

Active

Payments and shopping network offering buy-now-pay-later checkout, a consumer app and merchant financing across Europe and the US.

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Why we invested

Consumer credit rebuilt as a checkout primitive. Klarna proved distribution at the point of sale beats distribution at the point of banking.

Our position in Klarna was taken either directly or through a third-party syndicate. We do not hold a board seat. We charge no management fee and take 25% only once a realised exit occurs.